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  IIQE Paper 3 (Set A)

  HKD 188 Add to cart

  7 Aug 2025

  IIQE Paper 3 Question

  Which of the following is a NOT a method of underwriting for sub-standard risk classifications?

  a) Increasing the premiums.

  b) Decreasing the excess.

  c) Offering pre-existing condition exclusions.

  d) Declining the application.
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  IIQE Paper 5 (Set A)

  HKD 248 Add to cart

  7 Aug 2025

  IIQE Paper 5 Question

  Which of the following statements regarding Investment-linked Policies is true?

  a) An Investment-linked Policy Owner bears full investment gains and losses.

  b) Investment-linked Policies can only be issued by investment companies.

  c) Bonus smoothing is applied to Investment-linked Policies.

  d) Investment-linked Policies are only available as a single premium policy.
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  IIQE Paper 1 (Set B)

  HKD 248 Add to cart

  7 Aug 2025

  IIQE Paper 1 Question

  Which of the following factors is NOT essential to insurable interest?

  a) There must be some property, rights, interest or potential liability capable of being insured.

  b) The property, rights, interest or potential liability must be the subject matter of the insurance.

  c) The insured must not stand in a relationship, recognized by law, with the subject matter of the insurance.

  d) The proposer must benefit from the continued existence of the subject matter of the contract or be prejudiced by its loss.
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  IIQE Paper 2 (Set A)

  HKD 188 Add to cart

  7 Aug 2025

  IIQE Paper 2 Question

  Conditions precedent to liability are conditions which must be fulfilled:

  a) before the contract can become valid.

  b) if the contract is to continue once it becomes binding.

  c) before the insured is legally entitled to recover under the contract.

  d) after the contract becomes valid.