
IIQE Paper 5 (Set B)
HKD 248
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5 Feb 2026
IIQE Paper 5 Question
Which of the following is NOT a method of investment diversification?
a) Investing in multiple stocks in the same sector.
b) Investing in stocks in different sectors.
c) Investing in stocks in different countries.
d) Investing in one company that has multiple businesses in different sectors.

IIQE Paper 3 (Set A)
HKD 188
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5 Feb 2026
IIQE Paper 3 Question
Which of the following is a NOT a method of underwriting for sub-standard risk classifications?
a) Increasing the premiums.
b) Decreasing the excess.
c) Offering pre-existing condition exclusions.
d) Declining the application.

IIQE Paper 2 (Set A)
HKD 188
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5 Feb 2026
IIQE Paper 2 Question
Conditions precedent to liability are conditions which must be fulfilled:
a) before the contract can become valid.
b) if the contract is to continue once it becomes binding.
c) before the insured is legally entitled to recover under the contract.
d) after the contract becomes valid.

IIQE Paper 1 (Set A)
HKD 248
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5 Feb 2026
IIQE Paper 1 Question
Which of the following descriptions about a contract is false?
a) A contract is an agreement enforceable by law.
b) A contract is a legally binding agreement between two or more parties.
c) A contract is an agreement involving a promise to perform one or more acts whereby the promise must be made by all parties of the contract.
d) A contract is an agreement governing the obligations of the insurer and the rights of the insured.