
IIQE Paper 3 (Set A)
HKD 188
5 Feb 2026
IIQE Paper 3 Question
Which of the following is a NOT a method of underwriting for sub-standard risk classifications?
a) Increasing the premiums.
b) Decreasing the excess.
c) Offering pre-existing condition exclusions.
d) Declining the application.
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MPF Exam (Set A)
HKD 299 Add to cart5 Feb 2026
MPF Exam Question
If a self-employed person, who is a member of a master trust scheme, ceases to be self-employed and becomes a relevant employee of an employer, which of the following actions is he/she NOT allowed to do?
a) Redeem the accrued benefits in the master trust scheme.
b) Transfer the accrued benefits to another master trust scheme.
c) Retain the accrued benefits in the existing account in the master trust scheme.
d) Transfer the accrued benefits to the MPF scheme in which the new employer is participating.
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IIQE Paper 5 (Set A)
HKD 248 Add to cart5 Feb 2026
IIQE Paper 5 Question
Which of the following statements regarding Investment-linked Policies is true?
a) An Investment-linked Policy Owner bears full investment gains and losses.
b) Investment-linked Policies can only be issued by investment companies.
c) Bonus smoothing is applied to Investment-linked Policies.
d) Investment-linked Policies are only available as a single premium policy.

IIQE Paper 3 (Set B)
HKD 188 Add to cart5 Feb 2026
IIQE Paper 3 Question
The duty of disclosure arises under all of the following circumstances except?
a) Upon the application until the inception of the insurance policy.
b) Upon a change in ownership of the insurance policy .
c) Upon renewal of the insurance policy.
d) Upon alteration of the insurance policy.

IIQE Paper 2 (Set A)
HKD 188 Add to cart5 Feb 2026
IIQE Paper 2 Question
Conditions precedent to liability are conditions which must be fulfilled:
a) before the contract can become valid.
b) if the contract is to continue once it becomes binding.
c) before the insured is legally entitled to recover under the contract.
d) after the contract becomes valid.




