IIQE Paper 3 (Set A)
HKD 188
5 Feb 2026
IIQE Paper 3 Question
Which of the following is a NOT a method of underwriting for sub-standard risk classifications?
a) Increasing the premiums.
b) Decreasing the excess.
c) Offering pre-existing condition exclusions.
d) Declining the application.
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IIQE Paper 5 (Set A)
HKD 248 Add to cart5 Feb 2026
IIQE Paper 5 Question
Which of the following statements regarding Investment-linked Policies is true?
a) An Investment-linked Policy Owner bears full investment gains and losses.
b) Investment-linked Policies can only be issued by investment companies.
c) Bonus smoothing is applied to Investment-linked Policies.
d) Investment-linked Policies are only available as a single premium policy.
IIQE Paper 2 (Set A)
HKD 188 Add to cart5 Feb 2026
IIQE Paper 2 Question
Conditions precedent to liability are conditions which must be fulfilled:
a) before the contract can become valid.
b) if the contract is to continue once it becomes binding.
c) before the insured is legally entitled to recover under the contract.
d) after the contract becomes valid.
IIQE Paper 3 (Set B)
HKD 188 Add to cart5 Feb 2026
IIQE Paper 3 Question
The duty of disclosure arises under all of the following circumstances except?
a) Upon the application until the inception of the insurance policy.
b) Upon a change in ownership of the insurance policy .
c) Upon renewal of the insurance policy.
d) Upon alteration of the insurance policy.
IIQE Paper 6 (Set B)
HKD 299 Add to cart5 Feb 2026
IIQE Paper 6 Question
Which of the following types of liability is covered under Travel Insurance?
a) Injury to the insured’s family member.
b) Legal liability for third-party bodily injuries.
c) Liability arising out of the use of vehicle and aircraft.
d) Liability resulting in loss or damage to the insured’s own property.
