
IIQE Paper 2 (Set B)
HKD 188
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3 Apr 2025
IIQE Paper 2 Question
Which of the following statements about a cover note is false?
a) It is valid only for a certain period.
b) It is subject to the usual terms and conditions of the insurance policy for that class of business.
c) It is subject to any further special clauses if applicable.
d) It is subject to the insurance policy being in force and issued.

IIQE Paper 3 (Set A)
HKD 188
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3 Apr 2025
IIQE Paper 3 Question
Which of the following is a NOT a method of underwriting for sub-standard risk classifications?
a) Increasing the premiums.
b) Decreasing the excess.
c) Offering pre-existing condition exclusions.
d) Declining the application.

IIQE Paper 5 (Set A)
HKD 248
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3 Apr 2025
IIQE Paper 5 Question
Which of the following statements regarding Investment-linked Policies is true?
a) An Investment-linked Policy Owner bears full investment gains and losses.
b) Investment-linked Policies can only be issued by investment companies.
c) Bonus smoothing is applied to Investment-linked Policies.
d) Investment-linked Policies are only available as a single premium policy.

IIQE Paper 2 (Set A)
HKD 188
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3 Apr 2025
IIQE Paper 2 Question
Conditions precedent to liability are conditions which must be fulfilled:
a) before the contract can become valid.
b) if the contract is to continue once it becomes binding.
c) before the insured is legally entitled to recover under the contract.
d) after the contract becomes valid.